“Changing regulation, funding, disruption and technology is

driving a revolutionary change in credit risk management”

IFRS 9 is a catalyst for change

  • Probability of default calculations are duplicating credit scores
  • Traditional lending is being disrupted
  • Assessment processes have to change to meet new demands
  • Regulators are forcing change on credit risk management
The opportunity to reinvent your credit risk models
  • Use cognitive tools to assess PD for provisions
  • Use results of tools to develop new credit scoring
  • Use machine learning to improve credit assessment
  • Use predictive analytics for credit risk management